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How Do I Know If My Car or Roof Has Hail Damage?

Last updated October 25, 2026

The short answer

Inspecting Your Car for Hail Dents

You can spot hail damage on your car by looking for clusters of small, circular dents. These often appear on the hood, roof, trunk, and sometimes the doors. The dents typically lack sharp creases. Also examine your windshield and windows for small chips or cracks that may have a starburst pattern from the impact.

Inspect the car in good light, moving around to see reflections change on the surface. Feel the dents with your fingers; hail damage is often shallow but widespread. Check plastic trim and mirrors for cracks. Document any damage thoroughly with clear photographs from multiple angles for a potential insurance claim.

Checking Your Roof from the Ground

Safely assess your roof from the ground using binoculars. On asphalt shingles, look for dark spots or bruises where the granules have been knocked away. Check metal vents, flashing, and valleys for dents. Metal roofs will show distinct dimpling. Look for pieces of shingle or granules accumulated in your gutters or on the ground, which indicate impact.

Winter rains can quickly turn a compromised roof into a leak. Note any areas that look different from the rest of the roof's texture. A systematic scan from all sides of your home helps ensure you do not miss damage on less visible slopes.

Looking for Interior Water Leak Signs

Go into your attic with a strong flashlight after a suspected hailstorm. Look for any new water stains on the underside of the roof decking or on insulation. Check for tiny pinpoints of light coming through the roof, which indicate holes. Feel for moisture or dampness, especially around vents, chimneys, and where different roof planes meet.

Inside your living areas, watch for new water spots or drips on ceilings and walls, particularly after it rains. A musty odor can also signal hidden moisture. Catching these interior signs early helps prevent secondary damage like mold growth or structural decay, which requires more extensive repair.

When to Call a Professional Inspector

If you see any signs of damage or are uncertain, contact a qualified roofing contractor for a professional inspection. They can safely access your roof and assess the full extent of any compromise. A detailed inspection report is crucial for filing an accurate insurance claim. Policies vary, and your insurer decides what is covered.

Do not climb onto the roof yourself, especially after a storm when surfaces can be slippery and the structure may be weakened. A professional assessment provides the documentation needed for next steps, whether that involves repairs or working with your insurance adjuster.

  • A roofer checks for soft spots and hidden damage under shingles.
  • They measure dent sizes and patterns to confirm hail as the cause.
  • The inspection report includes photographs and diagrams of all damage.
  • This documentation supports your communication with the insurance company.
  • A roofer can advise on repair urgency before the next rain.
  • They can also check for related damage to attic ventilation and flashing.

Next Steps After Identifying Damage

Once hail damage is confirmed, your priority is to prevent water from entering your home. If leaks are active, a roofer can perform emergency tarping to seal the roof temporarily. Contact your insurance company to start the claims process, providing them with your photos and any inspection report. Keep all receipts for any temporary protective measures you take.

For your car, have a reputable auto body shop assess the damage. The repair process often involves paintless dent removal for smaller dents. Coordinate with your auto insurance provider, as comprehensive coverage often applies to hail damage. Addressing both car and roof damage promptly helps maintain their value and safety.

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Frequently asked questions

Can hail damage cause a roof leak immediately?

Not always. Damage may crack the shingle mat without causing an instant leak. However, subsequent rain or wind can exploit that weakness, leading to water intrusion days or weeks later. That is why a prompt inspection after a storm is important, even if you do not see active dripping inside.

Will my insurance cover hail damage repairs?

Most homeowners and comprehensive auto policies cover hail damage, but you must review your specific policy. Deductibles apply, and coverage depends on the cause and extent of damage documented. Policies vary, and your insurer decides what is covered. Always file a claim with your documentation and professional reports.

What if I only see a few dents on my car?

Even minor dents should be assessed. Hail damage is often widespread, and a professional can use special lighting to reveal all affected areas. Unrepaired dents can lead to paint chipping and rust over time. An estimate helps you decide if a repair is worthwhile for your vehicle's value.

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